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Unlock Your Dream Home With
Rates as low as 5.75%*
*Terms listed below
Explore our exclusive mortgage offer with rates as low as 5.75% and up to 100% financing with no mortgage insurance. Take the first step towards your dream home today!
Exclusive Mortgage Benefits
Why Choose Our Preferred Lender?
Low Interest Rate
Enjoy a competitive interest rate of just 5.75%, making home ownership more affordable than ever.
100% Financing
Take advantage of full financing options, eliminating the need for a down payment.
No Mortgage Insurance
Save money with no mortgage insurance required, reducing your overall loan costs.
Flexible Terms
Choose from a variety of loan terms to suit your financial needs and goals.
Fast Approval Process
Experience a streamlined approval process designed to get you into your new home quickly.
Personalized Service
Receive expert guidance and support from our dedicated preferred mortgage specialists.
Local Expertise
Benefit from our deep understanding of the local real estate market to find the best solutions for you.
Online Application
Conveniently apply for your mortgage online with our user-friendly platform.
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Important Terms & Conditions
Official Loan Estimate
Product Availability
Assumptions Disclaimer
Rate and Program Changes
Eligibility Criteria
Important Disclaimer
Please note that mortgage rates and terms are subject to change based on individual credit profiles and other qualifications. The rates advertised may not be available to all consumers and are typically reserved for those with the most favorable credit standings. Always obtain an official Loan Estimate before proceeding with any loan decision. Terms and conditions apply, and not all products and terms are displayed. Loan approval is contingent upon underwriting and may vary based on complete loan data.
Rate and Term Variability
Our mortgage offerings are designed to provide flexibility, but it’s important to understand that your actual rate, payment, and costs could be higher than the advertised rates. The displayed products are based on certain assumptions about loan data, and actual eligible products may differ once full loan information is available for pricing. All rates and programs are subject to change and depend on individual credit profiles and other qualifications.
Understanding Your Loan Options
At Hays Farm, we strive to offer competitive mortgage rates with our preferred lender, potentially as low as 5.75%. However, not all consumers will qualify for these rates. We encourage you to review all terms and conditions thoroughly and consult with our experts to understand your specific loan options. Remember, obtaining a comprehensive Loan Estimate is crucial before making any decisions.